Do you remember Thomas Wilson from famous short story The Lotus Eater by W. Somerset Maughm? He thought he would live till 65 and saved only for that much. But he outlived his savings and had a sad ending. When you are not capable of earning any more, would you like to become a burden on your children or relatives or friends; or would you like to live on your own with head held high? If you choose the later, you have to act upon it now.

Prepare at least for three decades or more. Make sure that it’s you who pay for you even when you are not working anymore. The idea is to be financially free while enjoying your retirement. It’s that second innings that you might have waited for to do exactly what you love to do. Don’t let finance hold you back.

It’s all about disciplined savings and equally disciplined withdrawals that makes for a wise retirement plan. At Seeman Fiintouch LLP, we help you work on it. And we say, the best way to do it is a good idea to make money that lasts for life.